Rated 5 from 37 Reviews
Purchasing your first home is an exciting milestone, but it can also feel overwhelming with so many factors to consider. At CFC Finance, we specialise in assisting first home buyers in Australia to make informed decisions. Whether you're buying your first home or exploring investment loan options, we're here to help you access home loan options from banks and lenders across Australia. We are committed to making your journey into the property market as smooth as possible, ensuring you have all the support and guidance you need.
Understanding your financial situation is crucial when buying a home. At CFC Finance, we offer a comprehensive service to check eligibility to access lenders mortgage insurance (LMI) waivers, which can significantly reduce your costs. Additionally, we help you explore first home owner grants (FHOG) that might be available to you. With our expertise, we can guide you through the intricacies of loan to value ratio (LVR) and how it impacts your borrowing capacity. It’s important to have a clear picture of your credit history and loan amount requirements, as these play a vital role in the application process.
Taking the first step towards buying your first home involves understanding home loan interest rates. With CFC Finance, you can explore both fixed and variable interest rate options. We help you weigh the benefits of each type, so you choose the best fit for your financial situation. Furthermore, we provide insights into interest rate discounts that may be available, helping you secure a more favourable deal. Our services include a streamlined application process that ensures you can apply for a home loan confidently and efficiently.
When applying for a home loan or considering your first investment property, having access to banks and lenders nationwide is essential. CFC Finance provides just that, enabling you to compare various options and select one that suits your needs. Whether it’s getting pre-approved for a first home loan or submitting an investment loan application, our team ensures that every step is clear and manageable. Understanding aspects like stamp duty and offset accounts can also influence your financial decisions, and we are here to elucidate these elements for you.
Your journey doesn’t end once you’ve applied for a home loan; managing it wisely is equally important. At CFC Finance, we offer ongoing support by reviewing your mortgage options regularly, ensuring they remain aligned with changes in the property market and your personal circumstances. We also assist in organising necessary documents like bank statements, maintaining a seamless process from start to finish.
CFC Finance is dedicated to helping Australians buying their first home or exploring investment loan options with confidence. Our comprehensive services ensure you are well-equipped to make informed decisions throughout the buying process. Whether you are ready to apply for a home loan or simply exploring your options, our team is here to support you every step of the way. Contact us today to begin your journey towards homeownership with expert guidance and peace of mind.
Initial Consult with CFC Finance
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Home Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Home Loan.
Home Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Home Loan draws-down and you're good to go!
SS
Snehaa Senthamilselvan Easwari
Before I met with Kyle from the CFC team, the thought of getting a mortgage felt incredibly daunting. However, from our first meeting, Kyle completely put my mind at ease. He was so patient and knowledgeable, breaking down complex information into easy-to-understand steps. Not only did he find me a perfect loan, but he was a fantastic guide from start to finish. I feel like I've gained a mentor in the mortgage broking world. This is just the start of our mortgage journey, and thanks to Kyle, I feel prepared and confident. I'm so grateful for his support and highly recommend his services. A massive thank you to the wider CFC team (Catherine, Glaze and Charlene) who are prompt, diligent and extremely thorough. Look forward to working with CFC again!
MH
Mark Hurst
A team that is attentive and responsive to my needs as they address my financing with a level of sophistication that allows me to continue building my property portfolio each time an opportunity arises. The ‘can do’ attitude from Glaze through the new loan journey to Catherine after the deal is done is second to none. Thanks CFC!
JL
Joris Langewouters
I have been working with CFC for many years. They are extremely professional and think out of the box to find the best financial solution for you. Kyle is an absolute legend and has been my go to person for any homeloan related question for ...
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Manson Solutions Pty Ltd ABN: 33 633 819 271. Credit Representative #505383 is authorised under Australian Credit License #390094.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Site by Broker Studio