Rated 5 from 37 Reviews
Investing in property is a major financial decision, whether you're buying your first investment property or expanding your investment property portfolio. At CFC Finance, we offer a range of investment loan options, allowing you to access investment loan options from banks and lenders across Australia. Our expertise in understanding the property market and financial intricacies ensures you can make informed decisions tailored to your needs.
When applying for an investment loan, it's crucial to consider several factors. Firstly, understanding your borrowing capacity is essential. This involves assessing your financial situation, including your credit history, income, and existing debts. By evaluating these aspects, we help determine an appropriate loan amount for your circumstances.
Interest rates play a pivotal role in deciding the right investment loan. Whether you prefer a fixed interest rate for stability or a variable interest rate for flexibility, we guide you in choosing the best option. Interest rate discounts may also be available, giving you an advantage in managing your repayments. Calculating investment loan repayments accurately ensures you are fully prepared for the financial commitment.
Lenders Mortgage Insurance (LMI) is another critical consideration. If your loan to value ratio (LVR) is high, LMI may be required. While it protects the lender, it adds to the overall cost, so understanding its impact is vital. Our team provides clarity on how LMI affects your investment and helps you explore ways to minimise this cost.
The application process for an investment loan can seem complex, but our streamlined application process simplifies it significantly. We assist with gathering necessary documents such as bank statements and guide you through each step of the investment loan application. Our approach is designed to reduce stress and improve efficiency.
Stamp duty is another cost that comes with buying a home or investment property. Understanding how it fits into your budget is crucial. We offer insights on how stamp duty varies across different regions and how it impacts your overall investment strategy.
When considering expanding your investment property portfolio, applying for an investment loan is just one part of the equation. Monitoring the property market trends and knowing when to invest can enhance your returns. Our expertise ensures you're well-informed about current market conditions and future forecasts.
At CFC Finance, we are committed to providing comprehensive support throughout your investment journey. From selecting the right loan amount to understanding the nuances of interest rate options and LMI, our goal is to empower you with information and confidence.
Accessing investment loan options from banks and lenders across Australia is easier with CFC Finance by your side. We are dedicated to helping you achieve your property investment goals with informed choices and expert guidance. Contact us today to explore how we can assist with your investment loan needs and take the next step in building your financial future.
Initial Consult with CFC Finance
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Investment Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.
Investment Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Investment Loan draws-down and you're good to go!
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Snehaa Senthamilselvan Easwari
Before I met with Kyle from the CFC team, the thought of getting a mortgage felt incredibly daunting. However, from our first meeting, Kyle completely put my mind at ease. He was so patient and knowledgeable, breaking down complex information into easy-to-understand steps. Not only did he find me a perfect loan, but he was a fantastic guide from start to finish. I feel like I've gained a mentor in the mortgage broking world. This is just the start of our mortgage journey, and thanks to Kyle, I feel prepared and confident. I'm so grateful for his support and highly recommend his services. A massive thank you to the wider CFC team (Catherine, Glaze and Charlene) who are prompt, diligent and extremely thorough. Look forward to working with CFC again!
MH
Mark Hurst
A team that is attentive and responsive to my needs as they address my financing with a level of sophistication that allows me to continue building my property portfolio each time an opportunity arises. The ‘can do’ attitude from Glaze through the new loan journey to Catherine after the deal is done is second to none. Thanks CFC!
JL
Joris Langewouters
I have been working with CFC for many years. They are extremely professional and think out of the box to find the best financial solution for you. Kyle is an absolute legend and has been my go to person for any homeloan related question for ...
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Manson Solutions Pty Ltd ABN: 33 633 819 271. Credit Representative #505383 is authorised under Australian Credit License #390094.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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