Rated 5 from 37 Reviews
Refinancing your home or investment property can be an essential step towards achieving your financial goals. At CFC Finance, we understand that Australians want to make informed decisions about their mortgages. Whether you're looking to access loan options from banks and lenders across Australia or seeking a lower interest rate, we’re here to assist. By refinancing, you can take advantage of better loan options, optimise your financial situation, and potentially save money in the long run.
When considering refinancing, one of the primary benefits is accessing a lower interest rate. This can significantly reduce your loan repayments over time. If your fixed rate period is ending, it might be the perfect moment to reassess your options. By switching to a variable interest rate or securing a new fixed interest rate, you can align your mortgage with current market conditions. Our team can help you check your eligibility for special lender policies that might offer favourable refinance interest rates.
Another aspect to consider is releasing equity in your property. If your home has increased in value, refinancing can enable you to release equity to buy the next property or fund other investments. This approach can be particularly beneficial for those looking to expand their property portfolio. By accessing loan options from banks and lenders nationwide, you have the flexibility to choose a loan amount that suits your investment strategy.
Refinancing also offers the opportunity to consolidate debts. By bringing all your debts under one roof, you can simplify your financial commitments and potentially reduce loan repayments. This method not only streamlines your finances but can also improve your credit history over time. At CFC Finance, our streamlined application process ensures that refinancing is as hassle-free as possible. We assist with gathering necessary documents such as bank statements and guide you through the application process.
Lastly, refinancing allows you to change your loan term. Depending on your financial situation, you may wish to extend or shorten your loan’s duration. Extending the term can lower monthly repayments, making them more manageable, whereas shortening it could help you pay off the loan faster, saving on interest in the long run.
In summary, refinancing your mortgage with CFC Finance offers numerous benefits tailored to your needs. Whether you aim to access a lower interest rate, consolidate debts, or release equity to buy the next property, our team is dedicated to helping you explore the best options available. We encourage you to reach out to us today and discover how refinancing could enhance your financial future.
Initial Refinance Consultation
A Mortgage Broker will take the time to understand your current loan situation and discuss refinancing options available from banks and lenders across Australia. We'll guide you through the next steps of the refinancing application process, ensuring you have access Home Loan options and the most competitive refinance interest rates.
Fact Find
We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for refinancing. We will also check eligibility for special lender policies that might benefit you.
Pre Approval
Once you receive pre-approval for the refinancing, you can move forward with confidence. We will outline the new loan amount, interest rates (both variable and fixed), and any potential interest rate discounts. Whether you are looking to reduce loan repayments, consolidate debts, or change your Home Loan term, we ensure you access loan options from banks and lenders nationwide.
Settlement
During the settlement process, your existing loan will be paid off, and your new loan will be drawn down. We will assist you in understanding all associated costs, including any fees or charges related to the refinancing.
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Snehaa Senthamilselvan Easwari
Before I met with Kyle from the CFC team, the thought of getting a mortgage felt incredibly daunting. However, from our first meeting, Kyle completely put my mind at ease. He was so patient and knowledgeable, breaking down complex information into easy-to-understand steps. Not only did he find me a perfect loan, but he was a fantastic guide from start to finish. I feel like I've gained a mentor in the mortgage broking world. This is just the start of our mortgage journey, and thanks to Kyle, I feel prepared and confident. I'm so grateful for his support and highly recommend his services. A massive thank you to the wider CFC team (Catherine, Glaze and Charlene) who are prompt, diligent and extremely thorough. Look forward to working with CFC again!
MH
Mark Hurst
A team that is attentive and responsive to my needs as they address my financing with a level of sophistication that allows me to continue building my property portfolio each time an opportunity arises. The ‘can do’ attitude from Glaze through the new loan journey to Catherine after the deal is done is second to none. Thanks CFC!
JL
Joris Langewouters
I have been working with CFC for many years. They are extremely professional and think out of the box to find the best financial solution for you. Kyle is an absolute legend and has been my go to person for any homeloan related question for ...
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.
Manson Solutions Pty Ltd ABN: 33 633 819 271. Credit Representative #505383 is authorised under Australian Credit License #390094.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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